When you took out loans for your education, you were likely laser-focused, hurdling goal after goal to finish the race as quickly as possible and get that diploma. You may have even used that vigorous momentum to land your first job out of school. When the vicious cycle of bills begins to eat away at…

Now that you’re out of school and thinking through your financial life a bit more clearly, you’ve hopefully looked into refinancing those student loans. Whether you’re looking for a lower monthly payment, lower interest rate, or even if you just want to consolidate multiple loans into one, refinancing is a great way to get some…

April showers bring May flowers, but what do May flowers bring? Millions of college grads who will enter the workforce with an average of $37K worth of student loan debt. Fortunately, the government has your back (at least for six months, anyway) in the form of the student loan grace period. But before you lower…

wedlock student loan interest rates

First off, congrats on your plans to get married! At Education Loan Finance, we celebrate life changes with our clients and exist for the primary purpose of helping them make educated financial decisions regarding those changes. As such, we urge you to press the ‘Pause’ button on your wedding dreams and even click away from…

tax reforms can impact student loan debt

Unless you were living under a rock as 2017 came to an end (and maybe you would have preferred it), you likely caught wind of the radical tax reforms proposed by the new administration. When the tax law changes were first proposed, it raised some major concerns for student loan borrowers, and rightfully so. The…

How To Use Tax Returns to Reduce Student Loan Debt

Let’s be honest, the only remotely fun part of taxes is playing the guessing game on how many greenbacks Uncle Sam is going to mail you this spring. There are about a million and one ways to spend your return, and no one can tell you which is best. It’s your money; use it how…

Getting A Mortgage With Student Loan Debt

So, you’re ready to buy your first home? Look at you all grown up and wanting to be smart with your money. The truth is, you were smart enough to invest in your future by working hard for your degree(s), and now you want to double down and dig in some roots. But you may…

Start this year off by asking yourself, “What do I want?” That might seem like an overly simplified place to start when setting financial goals for your ENTIRE life, but you’d be surprised. If you’re reading this article, you’re most likely staring at a stinking pile of student loan debt with a shovel in hand,…

Buying First Home

Most of us enter adulthood with many goals and dreams. You may want a career that not only provides for a comfortable lifestyle, but also fulfills you personally. So naturally, you might seek an undergraduate or graduate degree that provides you with the education and skills to succeed in that career. Obtaining that college degree…

Financial independence refers to the state of reaching a point of sufficient wealth where one is not required to work full time  —unless they want to — in order to maintain a desired lifestyle. It occurs when people have enough built-up income to pay for necessities, for the remainder of their lives, without an active-income,…

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