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Adulting Tips: 8 Resume Keys to Help you Score that Next Job

September 19, 2019

Whether you are in the process of heading off to college, or you are graduated and looking to continue your path to financial freedom through student loan refinancing – the work ethic you developed to get into and through school will be a major part of your continued success. But as you enter or progress through your career, the way you present yourself holds even more weight. It’s time to start thinking of your personal brand.

Your resume is a key component of how your personal brand comes across to employers. It’s your first opportunity to impress hiring managers and will determine whether you get that in-person interview. For these reasons, it’s essential that is promotes you in the best light possible. Follow these steps (and avoid these mistakes) to achieve the perfect resume.

 

1. Customize it.

Submitting a vague, boring resume is a sure way to get yours moved to the bottom of the stack, or out of the pile altogether. No matter where you are in your career path, whether looking for a part-time job in high school, an internship in college, or applying for a job after school, you should always take the time to customize your resume to the job you’re applying for (check out Huffington Post’s tips for customizing your resume). But remember, a little goes a long way here.

 

2. What does your email address say about you? 

Your prospective employer shouldn’t look at your resume and think “this person is cool.” In fact, you probably don’t even want them thinking twice about it. You should always avoid email addresses that use nicknames, profanity, or have humorous connotations. Use a simple email address that consists of variations of your first, middle, and last name. We love the tips on creating a professional email address from Hubspot.

 

3. Organize it.

You want the employer’s eyes to be drawn to the most important parts of your resume – so be sure to highlight them and make them prominent. If you’re fresh out of school with no work experience, highlight your academic accomplishments; if you didn’t have a great GPA in school but have good work experience, highlight the experience first. Know what your selling point is and prioritize it over your supporting facts.

 

4. Don’t be passive or lazy in your use of language.

Showing laziness in your resume? A recipe for unemployment. Be sure to explain your duties at each job, and don’t sell yourself short. Even if two jobs are similar in nature, be sure to express how the experiences were different because it will exemplify some versatility. Using statements like: “same as above” and “etc.” when writing your resume shows poor effort and undersells your experience. 

 

5. Choose the right font.

Be sophisticated, not flashy. Choose a standard font that will be readable by the hiring manager on their phone, laptop, tablet, or any operating system. Your resume may be scanned by automated applicant tracking software, so using a basic font is probably best. Some common examples of “resume-safe” fonts are:

  • Calibri
  • Arial
  • Garamond
  • Georgia
  • Helvetica

Check out some more tips on choosing font size and weight from Indeed.

 

6. Show that you are detail oriented. 

Typos and other errors are one of the most common blunders that would cause a hiring manager to discard a resume. Submitting a resume that has typos only confirms that your attention to detail is lacking. Don’t be that person. Just like your credit score can reflect your attention to detail in your personal finances as you seek out student loans or to refinance student loans, your resume is that short summary of your professional experience. Don’t let a typo drop your score with your future employer. 

 

7. Why you? 

Most importantly you want to make an impact on a hiring manager. You need to put emphasis on your accomplishments. Think of instances where you achieved success at previous jobs, on classroom projects, or during extracurricular activities. Your goal is to demonstrate measurable successes to the greatest extent possible. Maybe you were you able to help a previous employer increase revenue by 10%. Or you created marketing campaigns in your college courses that five actual companies were able to use and implement. Or you organized a fundraising event that raised funds for a charity in your community. For some inspiration, here’s JobScan’s list of examples of accomplishments you can put on your resume.

 

8. Algorithms are everywhere.

Many employers use electronic databases to store applicant resumes, and scanning tools are programmed to look for key terms in your resume. Using the right keywords may help you get noticed and earn an interview. Use the job posting or description to help you determine which keywords, such as specialized degrees, languages, skills, etc, to include on your resume.

We hope this Adulting Tip lets helps you score that next big career move. Education Loan Finance is here to help you along your financial journey from funding your college career to refinancing student loans – we want to empower your path to financial freedom.*

 

*Subject to credit approval. Terms and conditions apply.

 

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Woman holding a smartphone
2019-10-15
Best Apps for Budgeting in College

Managing money is hard, but budgeting in college? That’s a whole different ballgame. For a lot of students, you have so much to worry about with classes, work, and other involvements that finances often slip your mind. So how do you hold yourself to a budget when you can barely remember to feed yourself dinner? Luckily, we live in an age full of apps to help you get a jumpstart on budgeting and money management. Here are a few of our favorites.   Mint®. Mint is a free mobile app where you can view all of your banking accounts in the same place. It automatically updates and puts your transactions into categories so you can see where all your money is going - and where it’s coming from. It also recommends changes to your budget that could help you save money. Its features include a bill payment tracker, a budget tracker, alerts, budget categorization, investments, and security features.   PocketGuard®. Like Mint, PocketGuard allows you to link your credit cards, checking, and savings accounts, investments and loans to view them all in one place. It automatically updates and categorizes your transactions so you can see real-time changes. PocketGuard also has an “In My Pocket” feature that shows you how much spending money you have remaining after you’ve paid bills and set some funds aside. You can set your financial goals, and this clever app will even create a budget for you.   Wally®. This personal finance app is available for the iPhone, with a Wally+ version available for Android users. Like other apps on this list, it allows you to manage all of your accounts in one place and learn from your spending habits. You can plan and budget your finances by looking at your patterns, upcoming payments and expenses, and make lists for your expected spending.   MoneyStrands®. Once again, with this app, you’ll have access to all the accounts you connect. Its features allow you to analyze your expenses and cash flow, become a part of a community, track and plan for spending, create budgets and savings goals, and know what you can spend without going over budget.   Albert®. A unique feature that Albert emphasizes is its alert system. When you’re at risk for overspending, the app will send you an alert. The app also sends you real-time alerts when bills are due. Enjoy a smart savings feature, guided investing, and the overall ability to visualize your money’s flow and create a personalized budget.   Before you download any budgeting app, make sure you check out the reviews and ensure it’s legitimate. Because a lot of apps ask for your personal financial information, it’s essential you verify their legitimacy before entering your account number. Listen to what other people have to say and then choose the option that works best for you, because not every app will be perfect for everyone. Budgeting in college may be hard, but downloading an app is just one way you can make it easier. Maybe you don’t want to use an app at all. If you’re in that boat, you can check out some other approaches to budgeting here or here.   Note: Links to other websites are provided as a convenience only. A link does not imply SouthEast Bank’s sponsorship or approval of any other site. SouthEast Bank does not control the content of these sites.
2019-10-07
Tour These 6 Stunning College Campuses in the Eastern US From Your Couch

If you’re like us, you have a deep appreciation for college campuses – literally any college campus. When you stop to think about it, they’re so much more than just institutions of higher learning. Often, they’re the most aesthetically-pleasing, historical, and lively landmarks within a city. We’ve partnered with the team at eCampus Tours to highlight 5 stunning college campuses you can discover right from your couch. Let’s a take a look at our favorites from the Eastern US.

 

Princeton University 

This Ivy-league standout needs no introduction. Established in 1746 and known for its high academic standards and even higher achieving students, you can experience everywhere from Firestone Library and McCosh Courtyard to Rockefeller College Common Room and Carl Icahn Laboratory without worrying about finding a parking spot.
 Tour here.    

University of Florida

Start at the Century Tower and traverse your way to the 90 thousand-plus seating found in Ben Hill Griffin Stadium. The Plaza of the Americas is a well-known campus spot where you can see students lining up for Krishna Lunch, slacklining or lounging around in hammocks in-between classes. Tour here.    

Temple University

This college campus tour begins in the The Liacouras Center Sports & Entertainment Complex, home to championship Owls athletics, and where everything from concerts to wrestling matches are hosted. Take a stroll through the brick-lined Founder’s Garden and experience the bustling Shops on Liacouras Walk. Tour here.     

College of Charleston

This liberal arts and sciences university sits in the heart of historic Charleston, and though many of the Greek Revival and Federal-style buildings look like remnants from the past, it provides students with cutting-edge technology and modern curriculum. The tour begins at Sottile House and College Greenway, showcasing the school’s vine-clad fences and meticulously-maintained lawns. Other highlights include the Cistern and impressive Addlestone Library Rotunda. Tour here.    

University of Kentucky

Established in 1865 in the heart of the Bluegrass State, the University of Kentucky is a campus steeped in tradition as much as academics. From the main quad (known as the Quadrangle) and Memorial Hall, which honors casualties of WWI to Maxwell Place, home to the university President, the comprehensive e-tour provides an accurate snapshot of this university’s unbridled spirit. If you can’t make a trip to Rupp Arena, home to Wildcat athletics, an eCampus Tour is the next best thing. Tour here.     

Colgate University

This prestigious private liberal arts college in Hamilton, New York was founded in 1819. With a student population that’s about the same size as the city’s population (just under 3,000 students), this university is known for its sense of community. Nearly half of upperclassmen are involved in Greek Life, and games are often played outside of the Academic Quad. A more modern addition to the campus, the Little Hall Art and History building is home to art made by students in their classes. Colgate’s Seven Oaks Golf Course is ranked among the top five college courses in the country by Golf Digest. Tour here.   Whether you’re a rising high school senior still scoping out where to spend your college years, or like us, and appreciate everything a vibrant college campus brings to a community, we think you’ll find the over 1,300 tours on eCampus Tours well worth the visit.    Note: Links to other websites are provided as a convenience only. A link does not imply SouthEast Bank’s sponsorship or approval of any other site. SouthEast Bank does not control the content of these sites.
High School Girl Doing College research
2019-10-01
Tips for Choosing a College

Choosing a college to attend is not an easy task, and there are many factors to consider when making your pick. Should you go to your parents’ alma mater? What about the one with the best student life or athletic teams? Prestige certainly is a factor for many students. When all is said and done you want to pick one that sets you up for success in your career and provides and opportunity to thrive – whether it be by practicing your passions or helps you grow as an individual. Whatever the reason, these tips will make choosing a college much easier.  

Start by making a thorough list of schools.

By making a list of schools that you are interested in attending, you’re giving yourself a starting point for deciding which are worth taking next steps with. Decide which ones you would like to see in person and which stand out as your ideal schools. If you’re having trouble at this stage, try picking a few that are far different from each other – whether they’re small, large, in the city, in the country, private, public, etc. Deciding the type of school you want to attend is a good first step.  

Do you research on each school before you visit.

Doing research before you visit will allow you to develop expectations for the school. These expectations can then be compared to what you experience when you visit, giving you a more thorough impression of the school. You can look through brochures and the school website, but also be sure to check around online for various ratings and reviews from past students. As always, double check your sources.  

Take notes when you visit.

Visiting colleges is fun, so sometimes its easy to forget whether a school meets the criteria you set forth when you’re taking a tour. Bringing a notepad for this very reason can be very effective at allowing you to review the schools after visiting – especially if you plan to visit multiple schools. This way you won’t mix up any information. Then, you can refer to these notes when deciding where you want to apply.  

Find other members from the campus to help you decide.

When you start narrowing your list of schools down further, start contacting other sources that can help you get more information about the school. While it may seem like a bother, talking to the admissions officer, professors and current students is the best way to get a true feel for what to expect from a school. Students are the most likely to give you unbiased answers.  

Take your own tour in addition to the admissions tour.

The admissions tour is beneficial, but viewing the campus on your own will give you the chance to see the whole campus in a scope more similar to what students experience. View the parking facilities, actual classrooms, and areas that would pertain to your major (if you know your major prospective major).  

Don't forget to ask questions.

You may want to prepare a list of questions to ask beforehand just to make sure that you don't forget anything. Ask questions regarding academic, financial, housing/food, social, community, athletic, and safety aspects.   For more information about visiting college campuses, read 
The Campus Visit and Making the Most Of the Campus Visit. Remember, if you can't visit a campus in person, you can always take a virtual tour of the school.  
    NOTICE: Third Party Web Sites: Education Loan Finance by SouthEast Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. The portal and news features are being provided by an outside source – the bank is not responsible for the content. Please contact us with any concerns or comments.