On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Private Student Loan Blogs

Articles to guide you through the world of private student loan refinancing.

How College Graduates Can Still Take Advantage of Low Student Loan Rates

If you went to college before the 2020-2021 school year and took out student loans, you, unfortunately, have terrible luck. […]

2020-08-21

What Trump’s Executive Order Means for Your Student Loans

Due to the coronavirus outbreak and its impact on the economy, Congress passed the Coronavirus Aid, Relief, and Economic Security […]

Check out these 8 apps that can help you pay off your student loans

2020-08-20

8 Apps That Can Help You Pay Off Your Student Loans Faster

Over the past few decades, student loan debt has skyrocketed. That’s no secret. Fortunately, at the same time, hundreds of […]

2020-08-18

The Benefits of Making Consistent Student Loan Payments

If you have student loans and consistently make your monthly payment, congratulations! You know how beneficial that can be for […]

2020-08-13

Sneak Peek: 5 Takeaways From the Torch Student Debt E-Book

In the United States, over 45 million people are dealing with student loan debt. And it’s not just a problem […]

2020-08-04

Student Loans: What is the Difference Between a Principal and an Interest Payment?

Updated June 23, 2022 If you’re planning on going to college, you should be prepared for potentially high costs. […]

Man talking with ELFI Personal Loan Advisor

2020-07-24

4 Questions to Ask Your ELFI Student Loan Advisor

Figuring out the ins and outs of student loan refinancing can be difficult. Sometimes, it may even feel like you […]

millennial reading about creative ways to save money and pay off student loans.

2020-07-20

Creative Ways Millennials Can Save Money and Pay Off Student Loans

With an average student debt amount of about $33,000 per borrower, paying off student loans is no small task. From […]

2020-07-13

How to Save for Retirement While Making Student Loan Payments

If you have student loans, you know how your debt can affect your ability to pursue your other financial goals, […]

2020-07-08

Dash Through the Debt: How a Shorter Student Loan Term Adds Up

If you’re like most college graduates, you’re sick of your student loans. If you want to get rid of your […]

2020-07-02

Should You Keep Paying Federal Student Loans During CARES Act Suspensions?

You probably already know that the CARES Act has suspended Federal student loan payments for the time being. Until September […]

2020-06-26

Looking Back on How COVID-19 Has Impacted Student Loans

The COVID-19 pandemic has affected everyone’s life in one way or another. For many Americans, this included their student loans. […]