On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Private Student Loan Blogs

Articles to guide you through the world of private student loan refinancing.

4 Questions to Ask Your ELFI Student Loan Advisor

Figuring out the ins and outs of student loan refinancing can be difficult. Sometimes, it may even feel like you […]

millennial reading about creative ways to save money and pay off student loans.

2020-07-20

Creative Ways Millennials Can Save Money and Pay Off Student Loans

With an average student debt amount of about $33,000 per borrower, paying off student loans is no small task. From […]

2020-07-13

How to Save for Retirement While Making Student Loan Payments

If you have student loans, you know how your debt can affect your ability to pursue your other financial goals, […]

2020-07-08

Dash Through the Debt: How a Shorter Student Loan Term Adds Up

If you’re like most college graduates, you’re sick of your student loans. If you want to get rid of your […]

2020-07-02

Should You Keep Paying Federal Student Loans During CARES Act Suspensions?

You probably already know that the CARES Act has suspended Federal student loan payments for the time being. Until September […]

2020-06-26

Looking Back on How COVID-19 Has Impacted Student Loans

The COVID-19 pandemic has affected everyone’s life in one way or another. For many Americans, this included their student loans. […]

HENRY reading book at home, relaxing after achieving debt-life balance

2020-06-03

How HENRYs Can Achieve Debt-Life Balance

If you are a HENRY (High Earner, Not Rich Yet), you may feel the struggle of wanting it all while […]

Man researching about discharging refinanced student loans

2020-05-29

Can Refinanced Student Loans be Discharged?

If you have refinanced your student loans in the past, you may be wondering whether your refinanced loans can be […]

millennial pushing ball uphill, representing student loans

2020-05-29

The Modern Millennial’s Battle With Student Loans

Everyone can agree that student debt is a problem in the United States. Now more than ever, student loans have […]

Man Paying Off Student Loans Faster By Using Tips Below

2020-05-05

How to Pay Off Student Loans Fast

Updated April 26, 2022 Once you’ve graduated, found a great job, and started to pay off student loans, you […]

2020-04-17

Important Details on Employer Student Loan Assistance Programs

For student loan borrowers whose incomes have been affected by the coronavirus pandemic, the new CARES Act promises some much-needed […]

man cutting loose from student loan debt

2020-03-17

#TorchStudentDebt Series: CMO Josh Phillips

Welcome to the first episode of our #TorchStudentDebt blog series! At ELFI, our goal is to empower a brighter future […]