IS Customer Bonus Terms and Conditions: To begin the qualification process for the IS Customer Bonus, customers must apply from a “Check Your Rate” button link provided on https://www.elfi.com/customer-bonus-2/. For loans of $5,000 or greater, the borrower will receive a $300 bonus. If all qualifications are met, the borrower will be mailed a $300 cash bonus check within 12 weeks of the final disbursement of the loan and the borrower has provided ELFI with a completed IRS form W-9. Bonus requirements are specific to the underlying borrower, more than one bonus may be provided if a Parent Loan Borrower takes out more than one loan for underlying borrowers who meet the bonus requirements. Only one bonus per underlying borrower is allowed. Offer available to those who are above the age of majority in their state of legal residence. Taxes are the sole responsibility of each recipient. Offer is subject to change without notice.