Thanks for visiting us from Nitro!
We believe education fuels empowerment, and because of that, we take the hassle out of obtaining a private student loan. With an ELFI private student loan, you won’t have an application, origination, or prepayment fee. Best of all, you can compare rates without affecting your credit score.
Affordable Rates & Flexible Terms for Student Loans†
We have no application fees, no loan origination fees and no penalty for paying off your loan early.
Loan Amounts From
5 – 15 years
† The interest rate and monthly payment for variable rate loans may increase after closing. Your actual interest rate may be different from the rates shown above and will be based on the term of your loan, your financial history, and other factors, including your cosigner’s (if any) financial history. For example, a 10 year loan with a fixed rate of 6% would have 120 payments of $11.00 per $1,000 borrowed. Education Loan Finance Parent Loans are limited to a maximum of the 10-year term.
Why Choose Education Loan Finance?
Some of the Lowest
We believe in rewarding financially responsible borrowers by providing some of the lowest rates available.
Expertise That’s Second
Our ELFI management team has over 30 years of expertise in student loans.
Secure your personalized loan options in just a few short minutes.
Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.
Service Coast to Coast
We lend across the entire U.S. and Puerto Rico.
Reach out via phone, email, or contact form.
Monday – Thursday:
8:00 am – 8:00 pm
8:00 am – 5:00 pm
Saturday & Sunday:
10:00 am – 4:00 pm