It Pays to Refinance with Education Loan Finance
You could earn a $500 to $850 bonus for refinancing your student loans with ELFI.1
• $500 bonus for $50K to $150k refinanced
• $850 bonus for $150k+ refinanced
Thanks for visiting us from Your Financial Pharmacist!
Variable rates from 5.28% APR / Fixed rates from 5.48% APR*
Refinancing your federal and private student loans could lower your monthly payment or the amount you’ll pay over the life of your loans. Our team has over 30 years of experience in the student lending business and can guide you toward a repayment plan that matches your goals.
Plus, you could earn a $500 to $850 bonus for refinancing with ELFI.1
$500 bonus for $50K – $150k refinanced
$850 bonus for $150k+ refinanced
Our customers have reported that they are saving an average of $278 every month or should see an average of $20,774 in total savings after refinancing their student loans with Education Loan Finance.2
Low Rates, Flexible Terms
Below are sample payments for a $25,000 loan using each of Education Loan Finance’s student loan refinance options.*
$474.99
TO
$506.19
MONTHLY PAYMENTS
$28,499 - $30,371
$375.85
TO
$393.28
MONTHLY PAYMENTS
$31,571 - $33,036
$289.37
TO
$309.83
MONTHLY PAYMENTS
$34,724 - $37,180
$227.23
TO
$250.45
MONTHLY PAYMENTS
$40,901 - $45,081
$199.57
TO
$224.77
MONTHLY PAYMENTS
$47,897 - $53,945
$477.30
TO
$507.99
MONTHLY PAYMENTS
$28,638 - $30,479
$365.09
TO
$392.65
MONTHLY PAYMENTS
$30,668 - $32,983
$278.68
TO
$307.16
MONTHLY PAYMENTS
$33,442 - $36,859
$216.27
TO
$246.04
MONTHLY PAYMENTS
$38,929 - $44,287
$188.46
TO
$219.97
MONTHLY PAYMENTS
$45,230 - $52,793
The ELFI Difference
Some of the Lowest Rates Available
We believe in rewarding financially responsible borrowers by providing some of the lowest refinancing rates available.
Expertise That’s Second to None
Our ELFI management team has over 30 years of expertise in student loans and student loan refinancing.
Fast and Easy Process
Secure your personalized student loan or refinancing options in just a few short minutes.
Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.
Service Coast to Coast
ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.