The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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![Young college male walking around college campus holding phone.](https://www.elfi.com/wp-content/uploads/2023/01/Untitled-design-2023-01-27T134438.132-360x206.png)
2023-01-27
Does Refinancing Student Loans Hurt Your Credit?
You’ve heard that student loan refinancing can help you save money and pay off your loans faster. But does refinancing […]
![Two female college students sitting in common area on campus looking at laptop.](https://www.elfi.com/wp-content/uploads/2016/05/Untitled-design-2023-01-25T153809.216-360x206.png)
2023-01-25
10 Student Loan Repayment Mistakes To Avoid
Last Updated on June 14, 2023 If you’ve taken out loans to pay for college, you’re in good company. According […]
![Parent with PLUS Loans hugging her graduate](https://www.elfi.com/wp-content/uploads/2021/03/iStock-624956692-360x206.jpg)
2023-01-25
Student Loan Forgiveness for Parent PLUS Loans
As of the end of 2022, 3.7 million borrowers had outstanding Parent PLUS Loans, owing over $108 billion. On average, […]
![Family buying a house with student loan debt](https://www.elfi.com/wp-content/uploads/2020/11/iStock-1170995122-360x206.jpg)
2023-01-25
Should I Buy a House While I Still Have Student Loan Debt?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young […]
![Female Asian college student sitting in classroom with other students.](https://www.elfi.com/wp-content/uploads/2023/01/Untitled-design-2023-01-23T155518.201-360x206.png)
2023-01-23
Pros and Cons of Having a College Minor
You might already have a college major in mind, but have you thought about a college minor? Declaring a minor […]
![Mother homeschooling her two teenage sons at the kitchen table.](https://www.elfi.com/wp-content/uploads/2023/01/Untitled-design-2023-01-23T152023.696-360x206.png)
2023-01-23
Scholarships for Homeschoolers
Last Updated on May 31, 2023 Homeschooling is becoming more and more popular. According to the National Home Education Research […]
![Young black male military veteran sitting on the phone with laptop.](https://www.elfi.com/wp-content/uploads/2022/08/Untitled-design-87-360x206.png)
2023-01-17
Military & Veteran Student Loan Forgiveness Programs
In the U.S., approximately 20.3 million people — about 8% of the population — are military veterans or active duty […]
![Young female adult concerned looking at phone in kitchen.](https://www.elfi.com/wp-content/uploads/2023/01/Untitled-design-2023-01-11T162522.787-360x206.png)
2023-01-11
Spotting and Avoiding Student Loan Forgiveness Scams
Last Updated on May 30, 2023 Have you heard about President Biden’s student loan forgiveness program? While it’s big news […]
![Woman checking her credit score](https://www.elfi.com/wp-content/uploads/2020/08/iStock-1152654730-360x206.jpg)
2023-01-09
9 Advantages of Having a Good Credit Score
Last Updated on February 1, 2024 If you have been paying your bills on time and have achieved a high […]
![Parent who is deferring student loans while in school](https://www.elfi.com/wp-content/uploads/2021/02/iStock-877026356-360x206.jpg)
2023-01-09
Deferring Student Loans to Go Back to School
Going back to school as an adult can be daunting, but it can help boost your qualifications, improve your career […]
![Young female looking over bills.](https://www.elfi.com/wp-content/uploads/2022/12/Untitled-design-2022-12-16T113559.054-360x206.png)
2022-12-16
Why Student Loans Are Hard to Pay Off: Challenges & Solutions
According to recent U.S. Department of Education data, around 16% of U.S. student loan borrowers are in default. While the […]
![Young adult male working in an office.](https://www.elfi.com/wp-content/uploads/2022/12/Untitled-design-2022-12-14T160036.544-360x206.png)
2022-12-14
How Much of My Income Should Go To Student Loan Payments
Although managing student loan debt can be stressful, you can minimize that stress by making sure you don’t borrow too […]