The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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2022-04-05
What You Need to Know About Gifting Student Loan Payments
Updated June 15, 2022 Student loan debt is growing substantially with each passing year. In fact, the average student […]

2022-04-03
Are Student Loans Considered Secured or Unsecured Debt?
The larger a loan is, the more risk a lender takes on by offering it. That’s why some types of […]

2022-04-01
Why Your Student Loan Balance Keeps Going Up
You’ve been diligently making payments toward your student loans for months, so you check your balance to see how much […]

2022-03-30
Scholarships for Black and African American STEM Majors
If you’re looking for a career path with plenty of job opportunities, majoring in STEM could be a solid way […]

2022-03-27
Can You Use Scholarships or Grants to Pay Off Student Loans?
Updated April 26, 2022 The average cost of college has been steadily rising, so it’s not surprising that the […]

2022-03-24
Choosing the Right Student Loan Refinance Terms
Updated May 31, 2021 The potential benefits of student loan refinancing are well-known: lower monthly payments, a better interest […]

2022-03-22
What’s the Difference Between Hard and Soft Credit Checks?
After putting large-scale expenses like travel on hold during the height of the COVID-19 pandemic, many people are looking forward […]

2022-03-19
How Much Student Loan Debt Is Too Much?
It’s no secret that student loan debt has been on the increase in the United States. In its 2021 consumer […]

2022-03-16
Fastest Ways to Lower Your Debt to Income Ratio
Lenders use a number of metrics to determine what kind of rates a borrower is eligible for. One of the […]

2022-03-16
3 Reasons to Set Up Student Loan Autopay
Balancing life, work, family, friends, and mundane tasks, such as paying bills, takes a lot of effort. Fortunately, if you […]

2022-03-13
4 Ways to Travel the World While Paying Down Student Loans
Taking on student loan debt can help you achieve your goal of earning a degree. But, when the time comes […]

2022-03-11
12 Best Cities for Tech Jobs in 2023
Just as the tech industry is constantly changing, so is the job market for tech industry positions. As individual companies […]