The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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2022-04-07
20 Tips on How to Avoid Student Loans
Last Updated on February 15, 2023 With the cost of college continuing to rise, the average student loan debt is […]
2022-04-07
Can Cosigners Refinance Student Loans?
If a borrower isn’t eligible for a student loan on their own, finding a cosigner could help them qualify or […]
2022-04-06
States with The Highest and Lowest Student Loan Debt
Across the United States, millions of Americans have outstanding student loan debt. But this debt burden is not distributed evenly. […]
2022-04-05
What You Need to Know About Gifting Student Loan Payments
Student loan debt is growing substantially with each passing year. In fact, the average student loan debt is almost […]
2022-04-03
Are Student Loans Considered Secured or Unsecured Debt?
The larger a loan is, the more risk a lender takes on by offering it. That’s why some types of […]
2022-04-01
Why Your Student Loan Balance Keeps Going Up
You’ve been diligently making payments toward your student loans for months, so you check your balance to see how much […]
2022-03-30
Scholarships for Black and African American STEM Majors
If you’re looking for a career path with plenty of job opportunities, majoring in STEM could be a solid way […]
2022-03-27
Can You Use Scholarships or Grants to Pay Off Student Loans?
The average cost of college has been steadily rising, so it’s not surprising that the average student loan debt […]
2022-03-24
Choosing the Right Student Loan Refinance Terms
Last Updated on May 31, 2022 The potential benefits of student loan refinancing are well-known: lower monthly payments, a […]
2022-03-22
What’s the Difference Between Hard and Soft Credit Checks?
After putting large-scale expenses like travel on hold during the height of the COVID-19 pandemic, many people are looking forward […]
2022-03-19
How Much Student Loan Debt Is Too Much?
It’s no secret that student loan debt has been on the increase in the United States. In its 2021 consumer […]
2022-03-16
Fastest Ways to Lower Your Debt to Income Ratio
Last Updated on March 14, 2023 Lenders use a number of metrics to determine what kind of rates a borrower […]