On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More
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My Loan Application

Click here to return to an existing Education Loan Finance loan application. There’s no need to start over – you’ll be taken right back to where you left off. Feel free to call our student loan refinance and consolidation experts at 844.601.ELFI if you have any questions!

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Referral Program Login

Click below to register for the ELFI referral program or view your personal referral link. When a friend refinances their student loans with your link, you’ll get a $400 referral bonus check. Click “learn more” for details.

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MOHELA Login

For borrowers with loans serviced by MOHELA, click the button below to access your account.

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American Education Services (AES) Login

For borrowers with loans serviced by American Education Services (AES), click the button below to access your account.

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