My Loan Application

Click here to return to an existing Education Loan Finance loan application. There’s no need to start over – you’ll be taken right back to where you left off. Feel free to call our student loan refinance and consolidation experts at 844.601.ELFI if you have any questions!

Referral Program Login

Click below to register for the ELFI referral program or view your personal referral link. When a friend refinances their student loans with your link, you’ll get a $400 referral bonus check. Click “learn more” for details.

MOHELA Login

For borrowers with loans serviced by MOHELA, click the button below to access your account.

American Education Services (AES) Login

For borrowers with loans serviced by American Education Services (AES), click the button below to access your account.