Education Loan Finance Reviews
Read ELFI student loan refinancing & private student loan reviews from our satisfied customers!

Why Customers Choose ELFI for Student Loan Refinancing
ELFI offers competitive interest rates, flexible terms, and highly personalized customer service, making us a great lender for refinancing student loans. Here are some of the key benefits of student loan refinancing with ELFI:
- All ELFI customers are assigned a single personal loan advisor whom they can call, text, or email with questions throughout the refinancing process. ELFI’s personal loan advisors are highly responsive, keeping customers informed on the next steps and guiding them through the process from start to finish.
- ELFI customers have the option to remove a cosigner when they refinance or even refinance Parent PLUS Loans in their name.
- ELFI offers a referral bonus for customers who refer friends or family members who are accepted for student loan refinancing.
- ELFI performs a soft credit check to see if you meet the eligibility requirements for student loan refinancing, allowing customers to prequalify to see their estimated rate without affecting their credit score.
Why Customers Choose ELFI for Private Student Loans
ELFI offers private student loans and parent student loans with competitive interest rates and flexible loan terms to help students and parents pay for college. Here are some benefits of obtaining private student loans or parent loans with ELFI:
- All customers are assigned a personal loan advisor to help them with any questions they may have about their private loans or parent loans.
- ELFI offers competitive, personalized student loan interest rates.
- ELFI performs a soft credit check to see if you meet the eligibility requirements, allowing customers to prequalify to see their estimated rate without affecting their credit score.
- ELFI offers multiple repayment options including immediate, interest-only, fixed, and deferred repayment plans.
- ELFI offers academic student loan deferment & deferment for active-duty military members.
- Customers who have taken out private student loans have a 6-month grace period before they have to repay their loans.