Student Loan Refinancing Your Way
Savings, plain and simple. By refinancing your student loans with ELFI, you can pick the payment plan and terms that fit your life. See what you could save with our quick, no-obligation quote.
Our customers have reported that they are saving an average of $278 every month or should see an average of $20,774 in total savings after refinancing their student loans with Education Loan Finance.1
1Average savings calculations are based on information provided by SouthEast Bank/ Education Loan Finance customers who refinanced their student loans between 01/03/23 and 03/01/23. While these amounts represent reported average amounts saved, actual amounts saved will vary depending upon a number of factors.
Refinancing Student Loans is Simple
We know that financing an education is a reality most students face. That’s why we work hard to make the student loan refinancing process simple and convenient, so you can focus on what matters most – your bright future.
With ELFI, You Won’t Pay:
• Application fees
• Origination fees
• Prepayment penalties
Pre-qualification does not affect your credit score.
PREQUALIFICATION
See personalized savings on your student loans in minutes.
APPLY
Explore options and select a plan with the best rates and terms to fit your refinancing needs.
UPLOAD & SIGN
Upload screenshots or smartphone photos of your documents. Then sign your paperwork electronically!
Flexible Student Loan Refinancing Options
Below are sample payments for a $25,000 loan using each of Education Loan Finance’s student loan refinance options.*
$474.99
TO
$506.19
MONTHLY PAYMENTS
$28,499 - $30,371
$375.85
TO
$393.28
MONTHLY PAYMENTS
$31,571 - $33,036
$289.37
TO
$309.83
MONTHLY PAYMENTS
$34,724 - $37,180
$227.23
TO
$250.45
MONTHLY PAYMENTS
$40,901 - $45,081
$199.57
TO
$224.77
MONTHLY PAYMENTS
$47,897 - $53,945
$477.30
TO
$507.99
MONTHLY PAYMENTS
$28,638 - $30,479
$365.09
TO
$392.65
MONTHLY PAYMENTS
$30,668 - $32,983
$278.68
TO
$307.16
MONTHLY PAYMENTS
$33,442 - $36,859
$216.27
TO
$246.04
MONTHLY PAYMENTS
$38,929 - $44,287
$188.46
TO
$219.97
MONTHLY PAYMENTS
$45,230 - $52,793
Why Refinance with ELFI?
Some of the Lowest
Rates Available
We believe in rewarding financially responsible borrowers by providing some of the lowest refinancing rates available.
Expertise That’s Second
to None
Our ELFI management team has over 30 years of expertise in student loans and student loan refinancing.
Fast and
Easy Process
Secure your personalized student loan or refinancing options in just a few short minutes.
Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.
Service Coast to Coast
ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.