Our customers have reported that they are saving an average of $309 every month and should see an average of $20,936 in total savings after refinancing their student loans with Education Loan Finance.*
* Average savings calculations are based on information provided by SouthEast Bank/ Education Loan Finance customers who refinanced their student loans between 8/16/2016 and 10/25/2018. While these amounts represent reported average amounts saved, actual amounts saved will vary depending upon a number of factors.
Refinancing Student Loans is Simple
We know that financing an education is a reality most students face. That’s why we work hard to make the student loan refinancing process simple and convenient, so you can focus on what matters most – your bright future.
With ELFI, You Won’t Pay:
• Application fees
• Origination fees
• Prepayment penalties
Pre-qualification does not affect your credit score.
See personalized savings on your student loans in minutes.
Explore options and select a plan with the best rates and terms to fit your refinancing needs.
UPLOAD & SIGN
Upload screenshots or smartphone photos of your documents. Then sign your paperwork electronically!
Flexible Student Loan Refinancing Options
Below are sample payments for a $25,000 loan using each of Education Loan Finance’s student loan refinance options.*
$26,548 - $28,300
$28,195 - $29,819
$30,346 - $32,395
$33,921 - $37,368
$38,218 - $43,020
$27,046 - $28,992
$28,435 - $31,163
$30,359 - $34,355
$34,081 - $39,672
$39,002 - $45,408
Why Refinance with ELFI?
Some of the Lowest
We believe in rewarding financially responsible borrowers by providing some of the lowest refinancing rates available.
Expertise That’s Second
Our ELFI management team has over 30 years of expertise in student loans and student loan refinancing.
Secure your personalized student loan or refinancing options in just a few short minutes.
Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.
Service Coast to Coast
ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.