The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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Removing Student Loans From Your Credit Report
There may be times when you wonder how to remove delinquent student loans from your credit report or even how […]
529 Plan vs Roth IRA: Which is Better for College Savings?
As a parent, you want to do everything you can to help your child succeed. That’s why so many parents […]
How to Prepare for the End of the Student Loan Payment Pause
With the implementation of the 2020 Coronavirus Aid, Relief, and Economic Security (CARES) Act, the government suspended federal loan payments […]
What to Do if You Don’t Qualify for Student Loan Forgiveness
While recent news has been a major step forward for overburdened borrowers seeking student loan forgiveness, it’s not a one-size-fits-all […]
Medical Residency Guide: What to Expect, Salary, and Requirements
If you dream of becoming a doctor, medical school is only the beginning. Once you’ve completed your medical degree, you’ll […]
How Biden’s Loan Forgiveness Plan Will Affect IDR Plans
At the end of August, President Biden made a huge announcement: federal loan borrowers that earn less than $125,000 per […]
How High School Students Can Start Preparing for College
High school students have a long to-do list when prepping for college. You need to think about everything from maintaining […]
How to Reduce Financial Stress in College
When it comes to stress in college, your coursework and class schedule are only half the battle. For many college […]
How Much Is a College Degree Really Worth?
A single year of college costs between $10,000 and $40,000. With such a steep price tag, it’s no wonder many […]
Can Spouses Combine Student Loans?
If you are married and you and your partner have educational debt, you may want to consolidate student loans with […]
How to Pay Out of State College Tuition
You found the perfect college. Beautiful campus. Top-of-the-line classrooms and facilities. Amazing professors. The problem? It’s a public university that’s […]
Top 10 Student Loan Forgiveness Programs
Millions of people have student loan debt, and the amount of debt continues to rise. As of 2021, the average […]