Welcome to the ELFI Affiliates Program, where it pays to refer your site visitors.

Spread the news about ELFI! Our student loan refinancing programs offer manageable payments, affordable rates, and flexible terms, all with no application fees and no prepayment penalties.

Get rewarded! When a new customer clicks on your unique referral link and refinances an education loan with ELFI, you’ll get $400 and they will get $100.

Step 1

register online

Complete the simple online ELFI Referral Program registration form to generate your personal referral link for use in social media and on your site.

Step 2

promote ELFI

Invite your site visitors and connections to refinance their student loans with ELFI by sharing your referral link via email, social media, or your own blog or website.

Step 3

earn rewards

For each new eligible customer who registers online using your link and refinances an existing education loan with ELFI, you’ll earn $400, and the new customer will receive $100.


Limit one $400 cash bonus per qualified referral. Offer available to anyone who refers new customers who refinance their education loans with ELFI. The new customer will be mailed a $100 cash bonus via check and the referring party will be mailed a $400 cash bonus via check within 6-8 weeks of loan disbursement. A new customer is defined as an individual without an existing ELFI loan account and who has not held an ELFI loan account within the past 24 months. The new customer is required to register online at and refinance a student loan with ELFI within 90 days of registration. The minimum refinance balance required to refinance with ELFI and obtain the bonus is $15,000. Offer is subject to change without notice. Employees of SouthEast Bank and its affiliates are not eligible.

There is no limit to the number of customers you can refer!

Resources for Affiliates

Register today and start earning from customers you refer to