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Eligibility Requirements

To finance an Education Loan Finance Private Student Loan, you must meet the underwriting criteria and eligibility requirements.

Follow these steps to find out if you or a cosigner are a good match for our private student loans.

Please note that there are additional factors such as financial history, credit history and debt-to-income ratio that will be factors for approval.



Verify you or a cosigner meet the requirements listed below.


Documents Needed

Do you have all the documents required to obtain a loan?



See your estimated rates and explore repayment options.

Borrower or Cosigner Requirements

  1. The borrower and cosigner must be U.S. citizens or permanent resident aliens without conditions and with proper evidence of eligibility.

  2. The borrower and the cosigner must be at the age of majority or older at the time of loan application.

  3. The student must be enrolled in a program for a Bachelor’s, Master’s, or Doctoral Degree.

  1. Must have a minimum loan amount of $10,000.

  2. Must have a minimum income of $35,000.

  3. Must have a minimum credit score of 680.

  4. Must have a minimum credit history of 36 months.

  5. The student must be enrolled at least half-time in school.

Documents Required

  • Recent Pay Stub or proof of employment from within the last 30 days.
  • W-2 Form from the most recent tax year.
  • Government-issued Identification

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