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Simple & Seamless Solution

Connect to our ELFI for Business site right from your HR portal. We have multiple ways to empower employees to pay down student loan debt. ELFI also provides educational resources like newsletters, new hire onboarding booklets, webinars, onsite consultations, and Personal Loan Advisors to help your employees refinance their debt.

A Student Loan Solution for Companies

Student Loan Debt

A Growing Concern for Young Professionals

86% of workers would commit to a company for 5 years if they helped to pay off student loans 1

3 out of 5 dollar signs

3 in 5 Say Paying Off Student Loans is a Priority Over Saving for Retirement1

93 percent icon

93% Would Take a Sign On Bonus for Student Loan Debt Specifically1

4 in 10 people logo

4 in 10 Adults (Under 30) Have Student Loan Debt2

On Average a College Graduate Borrows

College Graduate3

total borrowed


per month on average


Grad School Graduate3

total borrowed


per month on average


Medical Graduate3

total borrowed


per month on average


Law School Graduate4

total borrowed


per month on average



Student Loan Employer Contribution Impact

Calculate the estimated impact a monthly employer contribution can have on your employees.

All calculations are estimates based upon the employee loan details and employer contribution information provided and assume a fixed interest rate and corresponding APR. Monthly payments for loans with a variable interest rate are subject to change. Calculations also assume that the borrower makes full, on-time payments throughout the life of the loan. In addition, to any employer contribution. Actual savings will vary based upon a number of factors.

Let’s Start Discussing These Benefits

The ELFI Difference

Some of the Lowest
Rates Available

Because we’re backed by SouthEast Bank – not some online start-up company

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Expertise That’s Second
to None

Our team has 30 years of experience in student lending

Fast and
Easy Process

In just two minutes online, you'll see what options are available to you. It's that easy

Personal Loan Advisors

Personal service to guide you every step of the way

Service Coast to Coast

We lend across the entire US and Puerto Rico

What Our Customers Are Saying