We think it’s time to say “so long” to the status quo. No hidden fees, no complicated application process, and absolutely no one-size-fits-all approach to private student loans and student loan refinancing. Why? Because we believe your best days are ahead of you, and we’re committed to empowering you to reach your greatest potential.
Who We Are
Education Loan Finance (also known as ELFI) is a division of Tennessee-based SouthEast Bank which launched in 2015 and is designed to assist borrowers with student loan refinancing as well as with undergraduate, graduate and parent private student loans.
The ELFI Difference
We make financing your future simple by offering easy payment options, affordable rates, and flexible terms in an application process that is transparent and secure. Ready for something truly different? You’ll never go it alone. When you apply, you’ll receive your own Student Loan Advisor, an expert ready to walk you through the application process and answer any questions along the way.
We’re a national private lending company with deep roots in supporting education. SouthEast Bank’s parent holding company, Education Loan Finance, Inc., is a not-for-profit organization that has a longstanding (25 years) commitment to higher education. That commitment has led to more than $20 million provided in scholarships, as well as financial literacy curriculum offered to local high schools. Giving back to our community is paramount at ELFI, and as proof of that, we recently awarded $50,000 to help a customer and his family pay off their loans. For us, “Empowering A Brighter Future” is more than a tagline, it’s a promise.