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Private Student Loan Calculator

Input your desired loan amount and expected months until graduation to see your estimated monthly payment based on your preferred terms. Please note, parent loans for college are only available in 5, 7 and 10-year terms.

Fixed Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 4.99% - 9.79% 5.30% - 10.10% 5.49% - 10.29% 5.99% - 10.79%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 5.09% - 9.89% 5.40% - 10.20% 5.59% - 10.39% 6.09% - 10.89%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 5.19% - 9.99% 5.50% - 10.30% 5.69% - 10.49% 6.19% - 10.99%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 5.39% - 10.19% 5.70% - 10.50% 5.89% - 10.69% 6.39% - 11.19%
Monthly Payment Amount During the Loan Term - - - -

Variable Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 3.95% - 8.75% 4.05% - 8.85% 4.73% - 9.53% 4.83% - 9.63%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.05% - 8.85% 4.15% - 8.95% 4.83% - 9.63% 4.93% - 9.73%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.15% - 8.95% 4.25% - 9.05% 4.93% - 9.73% 5.03% - 9.83%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.35% - 9.15% 4.45% - 9.25% 5.13% - 9.93% 5.23% - 10.03%
Monthly Payment Amount During the Loan Term - - - -

Ready to apply?

Our online application process is simple, and it only takes a few minutes to see personalized rates.