Update: On 8/24, the White House announced up to $10,000 in forgiveness on qualified federal student loans for qualified borrowers and up to $20,000 qualifying for Pell Grant recipients and suspended federal student loan payments with 0% interest until 12/31/22. Before refinancing federal student loans, keep in mind that doing so will cause you to lose access to future benefits applied to federally-held loans. Learn More
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Student Loan Calculator for Private Loans

Input your desired loan amount and expected months until graduation to see your estimated monthly payment based on your preferred terms. Please note, parent loans for college are only available in 5, 7 and 10-year terms.

Fixed Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 3.20% - 9.27% 3.95% - 9.52% 4.01% - 9.78% 4.29% - 10.03%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 3.45% - 9.49% 3.99% - 9.69% 4.11% - 9.90% 4.19% - 10.10%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 3.84% - 10.69% 3.99% - 11.19% 5.34% - 11.59% 5.80% - 11.84%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.03% - 10.84% 4.95% - 11.34% 5.57% - 11.74% 5.99% - 11.99%
Monthly Payment Amount During the Loan Term - - - -

Variable Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 1.88% - 11.18% 4.02% - 11.25% 4.03% - 11.40% 5.58% - 11.50%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.96% - 11.28% 4.97% - 11.35% 4.98% - 11.50% 5.48% - 11.60%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 5.64% - 10.35% 6.22% - 10.49% 6.59% - 10.75% 6.96% - 10.99%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 5.87% - 11.48% 5.93% - 11.55% 5.94% - 11.70% 6.07% - 11.80%
Monthly Payment Amount During the Loan Term - - - -

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