On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More
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Student Loan Calculator for Private Loans

Input your desired loan amount and expected months until graduation to see your estimated monthly payment based on your preferred terms. Please note, parent loans for college are only available in 5, 7, 10, and 15-year terms.

Fixed Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 3.98% - 9.27% 5.20% - 9.52% 6.79% - 9.78% 6.99% - 10.03%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.49% - 9.49% 5.61% - 9.69% 6.87% - 9.90% 7.05% - 10.10%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.73% - 10.69% 5.71% - 11.19% 6.92% - 11.59% 7.10% - 11.84%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 6.77% - 10.84% 6.87% - 11.34% 6.97% - 11.74% 7.20% - 11.99%
Monthly Payment Amount During the Loan Term - - - -

Variable Rate Loans

Repayment Option: Immediate Repayment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period N/A N/A N/A N/A
APR 3.98% - 9.27% 5.20% - 9.52% 6.79% - 9.78% 6.99% - 10.03%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Interest Only

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.49% - 9.49% 5.61% - 9.69% 6.87% - 9.90% 7.05% - 10.10%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Partial Payment

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 4.73% - 10.69% 5.71% - 11.19% 6.92% - 11.59% 7.10% - 11.84%
Monthly Payment Amount During the Loan Term - - - -

Repayment Option: Fully Deferred

Term Length 5 Years 7 Years 10 Years 15 Years
Monthly Payment Amount During Deferment Period - - - -
APR 6.77% - 10.84% 6.87% - 11.34% 6.97% - 11.74% 7.20% - 11.99%
Monthly Payment Amount During the Loan Term - - - -

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