The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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2017-02-13
5 Financial Mistakes to Avoid in Your 20s
Updated January 22, 2020 For many people in their twenties, learning experiences and financial decisions are plentiful. The transition […]

2017-01-12
Setting Financial Goals for the New Year
The new year is all about dreaming of new beginnings and setting health, career, and personal goals. Whether you are […]

2017-01-07
6 Financially Savvy Ways to Use Your Federal Tax Refund
Updated: February 17, 2022 If you are lucky enough to receive a tax refund, there are undoubtedly some exciting […]

2016-12-20
5 Tips to Save Money on Utilities This Winter
The holiday season is the most wonderful time of the year — for everything except your wallet. With the average […]

2016-12-12
Home Renovations and Projects with the Greatest ROI
Your home is a precious investment — it is the protective roof over your family’s head and the place where […]

2016-12-09
Charitable Giving Basics and Your Budget
If you’re a Millennial, you’ve probably grown weary of the cliché labels of entitlement that have been placed on your […]

2016-12-06
Types of Home Loans
Possibly the most important factor potential homeowners need to consider during the home-buying process is how to pay for it. […]

2016-12-04
3 Steps to Create a Cash Envelope Budget System
What if you were told you could save money by using cash instead of credit and debit cards? Until the […]

2016-12-01
How to Save Money on an Engagement Ring
The season is upon us, the most popular time of the year to get engaged. Getting engaged is often one […]

2016-11-22
Parent PLUS Loans or Cosigning Private Student Loans to Pay for College
Updated November 13, 2020 It’s no secret that paying for college and graduate school can be expensive. Along with […]

2016-11-15
LIBOR Rates, Historical LIBOR Rates, and Variable Rate Loans
Please Note: New variable rate ELFI loans applied for after 7:00 PM EST on January 7, 2022, will use the […]

2016-11-09
Variable or Fixed Student Loan Interest Rates: Which is Better for Refinancing?
Please Note: New variable rate ELFI loans applied for after 7:00 PM EST on January 7, 2022, will use the […]