On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Student Loan Refinancing & Consolidation Blogs

Browse a variety of blog entries that answer many student loan refinancing questions.

Financial Planning for the New Year Begins with Repaying Your Student Loans

Start this year off by asking yourself, “What do I want?” That might seem like an overly simplified place to […]

2017-05-23

Millions May Be Eligible to Refinance Their Student Debt and Don’t Know It

Can you think of any time, ever, that you’ve had the opportunity to save money and turned it down? Suppose […]

Woman explaining the difference between fixed and variable rate loans

2016-11-09

Variable or Fixed Student Loan Interest Rates: Which is Better for Refinancing?

Please Note: New variable rate ELFI loans applied for after 7:00 PM EST on January 7, 2022, will use the […]

Man enthusiastically cheering how ELFI saved him money

2016-09-16

Student Loan Refinancing vs. Consolidation

Updated September 15, 2020 If you’re looking into student loan repayment options, you’ve likely heard the terms “student loan refinancing” […]

2016-08-18

9 Questions to Ask When Refinancing Student Loans

Updated December 20, 2019 Research student loan refinancing and loan consolidation. Check. Pay off credit card debt and increase credit […]

2016-08-04

3 Student Loan Refinancing Topics That Need a Second Look

Updated December 12, 2019 Many students will agree that student loans are a welcomed and often necessary part of […]

2016-08-02

5 Ways to Reduce Medical School Debt

According to the Association of American Medical Colleges, 2015-2016 figures show that U.S. medical students with medical school debt have, […]

2016-07-12

6 Actions to Take Before Applying for Student Loan Refinancing

Updated December 12, 2019 Student loan refinancing options are growing at a historic pace, offering more opportunities to lower […]

2016-06-27

Student Loan Refinance Programs Offer Choice to Borrowers

According to a study by the Association of American Medical Colleges, the average medical student in 2018 graduated with $196,520 […]