Your Student Loan, Your Way.
Private student loan options that empower a brighter future. Variable rates from 3.98% APR* and fixed rates from 3.98% APR* with flexible repayment terms.
Thanks for visiting us from College Raptor!
We believe education fuels empowerment, and because of that, we take the hassle out of obtaining a private student loan. With an ELFI private student loan, you won’t have an application, origination, or prepayment fee. Best of all, you can compare rates without affecting your credit score.
Affordable Rates & Flexible Terms for Student Loans
We have no application fees, no loan origination fees and no penalty for paying off your loan early.
Loan Amounts From
5 – 15 years*
Why Choose Education Loan Finance?
Some of the Lowest
We believe in rewarding financially responsible borrowers by providing some of the lowest rates available.
Expertise That’s Second
Our ELFI management team has over 30 years of expertise in student loans.
Secure your personalized loan options in just a few short minutes.
Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.
Service Coast to Coast
We lend across the entire U.S. and Puerto Rico.
Reach out via phone, email, or contact form.
Monday – Thursday:
8:00 am – 8:00 pm
8:00 am – 5:00 pm
Saturday & Sunday:
10:00 am – 4:00 pm