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Consolidate with us. Our customers have reported that they are saving an average of $309 every month and should see an average of $20,936 in total savings after refinancing their student loans with Education Loan Finance.*

*Average savings calculations are based on information provided by SouthEast Bank/ Education Loan Finance customers who refinanced their student loans between 8/16/2016 and 10/25/2018. While these amounts represent reported average amounts saved, actual amounts saved will vary depending upon a number of factors.

Consolidating Your Student Loans is Easy

Knowledge is power, and knowing your options gives you power over your student loan debt. We have a variety of repayment plans to fit your particular budget and situation.

It’s actually quite simple, and from ‘click’ to ‘sign’ you’ll have a personal loan advisor with you every step of the way.

Pre-qualification does not affect your credit score.

1

Pre-qualification

Find out what you might qualify for in as little as two minutes.

2

Apply

Explore your options and choose which plan has the best rates, terms and payments to fit your needs.

3

Upload & Sign

Upload screenshots or smartphone photos of your documents, then sign your paperwork electronically!

Why Choose Education Loan Finance?

Some of the Lowest
Rates Available

We offer some of the lowest rates because we believe in rewarding financially responsible borrowers

First place ribbon icon
Expertise That’s Second
to None

Our team has over 30 years of expertise in student lending

Fast and
Easy Process

In just a few minutes, you’ll find personalized options available only to you

Personal Loan Advisors

Personalized service to guide you every step of the way

Service Coast to Coast

We lend across the entire US and Puerto Rico

Loans to fit your budget

Below are sample payments for a $25,000 loan using each of Education Loan Finance’s student loan refinance options. The interest rate and monthly payment for variable rate loans may increase after closing. Your actual interest rate may be different than the rates in these examples and will be based on the term of the loan, your financial history, and other factors, including your cosigner’s (if any) financial history.
To qualify for refinancing or student loans consolidation through Education Loan Finance, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary Education Loan Finance institution. All rates are subject to change without notice. All loans are subject to credit approval. Additional terms and conditions apply.
Variable Rate Loans
5 Year

$442.47

TO

$471.67

MONTHLY PAYMENTS

2.39% - 4.99% APR
60 Payments
Total Payments
$26,548 - $28,300
7 Year

$341.03

TO

$354.99

MONTHLY PAYMENTS

3.94% - 5.14% APR
84 Payments
Total Payments
$28,647 - $29,819
10 Year

$253.71

TO

$269.96

MONTHLY PAYMENTS

4.05% - 5.39% APR
120 Payments
Total Payments
$30,445 - $32,395
15 Year

$188.70

TO

$207.60

MONTHLY PAYMENTS

4.30% - 5.75% APR
180 Payments
Total Payments
$33,966 - $37,368
20 Year

$160.06

TO

$179.25

MONTHLY PAYMENTS

4.64% - 6.01% APR
240 Payments
Total Payments
$38,414 - $43,020
Fixed Rate Loans
5 Year

$446.89

TO

$483.20

MONTHLY PAYMENTS

2.79% - 5.99% APR
60 Payments
Total Payments
$26,813 - $28,992
7 Year

$337.14

TO

$365.09

MONTHLY PAYMENTS

3.60% - 5.99% APR
84 Payments
Total Payments
$28,320 - $30,668
10 Year

$248.50

TO

$277.43

MONTHLY PAYMENTS

3.61% - 5.99% APR
120 Payments
Total Payments
$29,820 - $33,292
15 Year

$182.05

TO

$210.83

MONTHLY PAYMENTS

3.77% - 5.99% APR
180 Payments
Total Payments
$32,769 - $37,949
20 Year

$154.14

TO

$178.96

MONTHLY PAYMENTS

4.20% - 5.99% APR
240 Payments
Total Payments
$36,994 - $42,950

Make the right financial choice by consolidating your student loans with Education Loan Finance. You’ll like having choices when it comes to managing your education loans.