It Pays to Refinance Your Student Loans with ELFI
Earn up to a $1,100 principal reduction exclusively for being referred by White Coat Investor when you refinance your student loans with ELFI!1
• $550 bonus for $50k or more refinanced
• $600 for $100k or more refinanced
• $750 for $150k or more refinanced
• $1,100 for $200k or more refinanced
Thanks for visiting us from White Coat Investor!
Variable rates from 5.28% APR / Fixed rates from 5.23% APR*
Refinance federal and private education loans and lower your monthly payments or total student loan costs. Our management team has over 30 years of experience in the student lending business, and our experts know how best to meet our customers’ goals and the flexible repayment terms for even more savings.
Plus, earn up to a $1,100 principal reduction for refinancing with ELFI.1
$550 bonus for $50k or more refinanced
$600 for $100k or more refinanced
$750 for $150k or more refinanced
$1,100 for $200k or more refinanced
Our customers have reported that they are saving an average of $278 every month or should see an average of $20,774 in total savings after refinancing their student loans with Education Loan Finance.2
Low Rates, Flexible Terms
Below are sample payments for a $25,000 loan using each of Education Loan Finance’s student loan refinance options.*
$474.99
TO
$506.19
MONTHLY PAYMENTS
$28,499 - $30,371
$375.85
TO
$393.28
MONTHLY PAYMENTS
$31,571 - $33,036
$289.37
TO
$309.83
MONTHLY PAYMENTS
$34,724 - $37,180
$227.23
TO
$250.45
MONTHLY PAYMENTS
$40,901 - $45,081
$199.57
TO
$224.77
MONTHLY PAYMENTS
$47,897 - $53,945
$474.42
TO
$507.99
MONTHLY PAYMENTS
$28,465 - $30,479
$362.11
TO
$392.65
MONTHLY PAYMENTS
$30,417 - $32,983
$275.55
TO
$307.16
MONTHLY PAYMENTS
$33,066 - $36,859
$212.86
TO
$246.04
MONTHLY PAYMENTS
$38,315 - $44,287
$184.78
TO
$219.97
MONTHLY PAYMENTS
$44,347 - $52,793
The ELFI Difference

Some of the Lowest Rates Available
We believe in rewarding financially responsible borrowers by providing some of the lowest refinancing rates available.

Expertise That’s Second to None
Our ELFI management team has over 30 years of expertise in student loans and student loan refinancing.

Fast and Easy Process
Secure your personalized student loan or refinancing options in just a few short minutes.

Personal Loan Advisors
Our award-winning customer service team will guide you every step of the way.

Service Coast to Coast
ELFI private student loans and student loan refinancing are available across the entire U.S. and Puerto Rico.