Update: Congress recently passed a law preventing further extensions of the federal student loan payment pause. Student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October.

Personal Finance and FIRE Blogs

Don't let finances get you down. Take our advice and work towards financial freedom.

7 Financial Tips for College Freshmen

Going to college means gaining newfound freedom for many students. While it is a time to pursue your passions, make […]

Woman celebrating after getting a scholarship

2023-05-31

How to Get a Scholarship

When you’re planning your college budget, applying for scholarships can help make school more affordable. The good news is […]

Couple with bad credit looking at paperwork to refinance student loans.

2023-04-29

Student Loan Refinancing with Bad Credit

Refinancing student loans involves replacing existing loans with new ones. Ideally, the new loan will decrease your monthly payments […]

Man deciding if now is the right time to refinance student loans

2023-04-27

Should You Refinance Student Loans Now?

If you have federal student loans, you’ve likely been taking advantage of the federal loan payment freeze. Since 2020, payments […]

Mother looking over student loan paperwork to cosign loan for daughter.

2023-04-10

Will Cosigning A Student Loan Make Buying a House Harder?

Most federal student loans are available to borrowers without regard to income or credit score. But this is not true […]

Young woman looking at how applying for a mortgage affects credit score.

2023-03-14

How Applying For A Mortgage Affects Your Credit Score

Despite a volatile housing market, many people still dream of becoming a homeowner. According to a recent survey, about 28 […]

2023-03-14

Financing vs Paying Cash

If you have a large emergency fund, it may be tempting to use that cash when you need to make […]

2023-03-14

Filing Taxes From a Side Hustle

Side hustles are a popular way to make extra money, pay down debt, and boost savings. According to a 2022 […]

2023-03-13

How to Avoid a Student Loan Tax Refund Offset

When your student loans go into default, there are several potential consequences, ranging from an impact on your credit score […]

Young college male walking around college campus holding phone.

2023-01-27

Does Refinancing Student Loans Hurt Your Credit?

You’ve heard that student loan refinancing can help you save money and pay off your loans faster. But does refinancing […]

Parent with PLUS Loans hugging her graduate

2023-01-25

Student Loan Forgiveness for Parent PLUS Loans

As of the end of 2022, 3.7 million borrowers had outstanding Parent PLUS Loans, owing over $108 billion. On average, […]

Family buying a house with student loan debt

2023-01-25

Should I Buy a House While I Still Have Student Loan Debt?

For millions of people, owning a home is a quintessential part of the American dream. But with so many young […]