On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Private Student Loan Blogs

Articles to guide you through the world of private student loan refinancing.

Should You Pay Down Your Student Loans During College?

Updated April 26, 2022 Depending on the type of student loans you have, it might make sense to make […]

2021-10-07

Scholarships for Graduate Students

Updated May 31, 2022 The cost of graduate school varies by program and academic institution, but students can typically […]

2021-10-05

Installment Debt vs. Revolving Debt

You’ve probably heard that your credit score is an important part of determining your financial health. Your credit score is […]

Woman using the student loan payment pause to get her finances in order

2021-09-29

7 Ways to Make the Most of Your Money During the Student Loan Relief Period

Since March 13, 2020, federal student loan payments have been suspended and interest rates set at 0% due to the […]

Mom reading a book to her adopted daughter

2021-09-27

Can You Adopt a Child While Paying Student Loans?

If you have a lot of outstanding educational debt and you’re dreaming of building a family through adoption, you may […]

2021-09-20

Starting a Medical Private Practice With Student Loan Debt

After graduating from medical or dental school, you may be considering the possibility of starting a private practice with student […]

2021-09-17

Don’t Fall for These 3 COVID-19 Student Loan Forgiveness Scams

If you’ve spent any time on social media lately, you’ve likely seen these terms pop up on your feed. Whatever […]

2021-09-10

Expected Family Contribution (Student Aid Index) & Financial Aid

Navigating the financial aid process for college can be tedious. With all the terminology, acronyms and number crunching involved, it […]

2021-09-08

Can You Give Away Your Student Loans?

Note: Education Loan Finance only allows the transferring of parent loans to their child through refinancing. ELFI does not allow […]

2021-09-06

Student Loan Cash-Out Refinancing: Pros and Cons

What do student loan balances and home prices have to do with one another? If you’re a homeowner and have […]

2021-09-02

Scholarships for Latino & Hispanic Students

Paying for college can feel like a daunting task, especially if you’re not sure where you’ll come up with […]