On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Private Student Loan Blogs

Articles to guide you through the world of private student loan refinancing.

What is a 10-Day Loan Payoff?

Most consumers know about the benefits of refinancing student loans – namely, a lower interest rate, lower monthly payment or […]

2021-01-20

How to Partially Refinance Your Student Loans

Update 1/21/2021: President Biden has issued an executive order to extend the federal student loan payment suspension through Sept 30, […]

2021-01-17

Why You Need Life Insurance With a Student Loan Cosigner

Student loans have become a part of the educational landscape, with 65% of today’s college students saying that they’ll graduate […]

Parent hugging son at college graduation

2021-01-15

Should Parents Pay for College? Pros & Cons

As the parent of a college-aged child, you may have wondered, “Should parents pay for college?” Although parents are not […]

2021-01-05

How to Pay for an MBA

For many, obtaining a graduate degree is a natural next step in their career path. In fact, in 2019, 13.1% […]

Understanding the costs of medical school

2020-12-23

How Much Does Medical School Cost?

From a financial perspective, there are few careers more desirable than that of a medical doctor. In addition to significant […]

Man calculating student loan tax deductions and write-offs

2020-12-22

How to Claim the Student Loan Interest Tax Deduction

Updated May 31, 2022 Student loan debt continues to burden millions of Americans, with the Federal Reserve reporting that […]

Woman enjoying the college student benefits her campus offers

2020-12-18

6 College Amenities to Take Advantage of Before Graduation

College campuses offer a variety of student benefits. In fact, you can probably take care of many of your day-to-day […]

Couple learning how the CARES Act student loan extension affects their payments

2020-12-16

How The CARES Act Affects Student Loans & Repayment

Updated October 26, 2021 The average individual’s student loan debt in the United States is $39,351, and student loan […]

Woman and her cosigner applying for a student loan

2020-12-10

How to Take Out Student Loans Without a Cosigner

Borrowing student loans can be helpful to cover your educational expenses. One big decision, however, is deciding whether to move […]

Woman calculating the transition from LIBOR to SOFR

2020-12-04

Transitioning from LIBOR to SOFR

Please Note: New variable rate ELFI loans applied for after 7:00 PM EST on January 7, 2022, will use the […]

Woman thinking about using credit card to pay down student loans

2020-11-30

Should I Pay Student Loans with a Credit Card?

Paying off student loans can be a challenging process, so it’s natural to look for creative ways to accomplish your […]