On November 22, 2022, the student loan payment pause was extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. Learn More

Private Student Loan Blogs

Articles to guide you through the world of private student loan refinancing.

Transitioning from LIBOR to SOFR

Please Note: New variable rate ELFI loans applied for after 7:00 PM EST on January 7, 2022, will use the […]

Woman thinking about using credit card to pay down student loans

2020-11-30

Should I Pay Student Loans with a Credit Card?

Paying off student loans can be a challenging process, so it’s natural to look for creative ways to accomplish your […]

2020-11-18

Student Loan Refinancing vs. Income-Driven Repayment Plans

Student loans can be a real budget killer, with the average student loan payment being $393 per month. Over time, […]

Grad student graduating with minimal student debt

2020-11-16

6 Ways to Minimize Grad School Student Loan Debt

Embarking on your grad school journey can be an exciting time because it puts you one step closer to your […]

Student planning his loan repayment strategies

2020-10-29

7 Not-So-Scary Student Loan Repayment Strategies

Paying off student loans can seem scary, especially when you feel like the balance is not going down fast enough. […]

Man feeling overwhelmed by student loans

2020-10-15

What to do When Your Student Loan Payment is Overwhelming

Having student loans is not unusual. In fact, 45 million people have them. It’s also incredibly common to feel overwhelmed […]

2020-10-07

Glossary of Student Loan Refinancing Terms

There are so many terms that borrower’s encounter in the student loan application process, most borrowers may not be exactly […]

Mother and daughter discussing cosigning a student loan

2020-10-02

5 Things to Know Before Cosigning a Loan

Updated April 26, 2022 With interest rates on student loans at historical lows, 2020 offers the opportunity to obtain […]

person making pros and cons list for refinancing private student loans

2020-09-25

10 Pros and Cons of Refinancing Private Student Loans

This year we have seen record low refinancing rates for student loans. If you have private student loans and have […]

Man refinancing his student loans to a longer term

2020-09-24

Is Refinancing Student Loans to a Longer Term a Good Idea?

If your student loan payments are becoming overwhelming, it could be time to consider refinancing. When you refinance your student […]

2020-09-08

7 Actions to Take Before Your Grace Period Ends

Congratulations! You graduated from college and have hopefully settled into the start of your career. If it has been almost […]

2020-08-31

Establishing Your ‘Why’ for Paying Off Student Debt

If you are working to pay off student loan debt, you are not alone. Approximately 45 million Americans have student […]