The ELFI Blog
Explore the ELFI blog for tips and strategies for paying off student debt faster, saving money, and achieving financial freedom.
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![Woman working on computer and looking up the statute of limitations on student loans.](https://www.elfi.com/wp-content/uploads/2023/05/Untitled-design-24-360x206.jpg)
2023-05-16
Is There A Statute of Limitations on Student Loans?
If you have student loans and are worried about being able to pay them, you may be wondering, what is […]
![Couple with bad credit looking at paperwork to refinance student loans.](https://www.elfi.com/wp-content/uploads/2023/04/iStock-1414921475-360x206.jpg)
2023-04-29
Student Loan Refinancing with Bad Credit
Refinancing student loans involves replacing existing loans with new ones. Ideally, the new loan will decrease your monthly payments […]
![Two students researching how to get more financial aid](https://www.elfi.com/wp-content/uploads/2022/03/how-to-get-more-financial-aid-360x206.jpg)
2023-04-28
How to Get More Financial Aid
Last Updated on June 6, 2023 It’s no secret that college is expensive. In fact, the average cost of a […]
![Man deciding if now is the right time to refinance student loans](https://www.elfi.com/wp-content/uploads/2022/03/iStock-635978124-360x206.jpg)
2023-04-27
Should You Refinance Student Loans Now?
Last Updated on June 6, 2023 If you have federal student loans, you’ve likely been taking advantage of the federal […]
![Mother looking over student loan paperwork to cosign loan for daughter.](https://www.elfi.com/wp-content/uploads/2023/04/Untitled-design-2023-04-10T151642.103-360x206.png)
2023-04-10
Will Cosigning A Student Loan Make Buying a House Harder?
Most federal student loans are available to borrowers without regard to income or credit score. But this is not true […]
![Young high school student working on filling out fafsa and avoiding fafsa mistakes.](https://www.elfi.com/wp-content/uploads/2023/04/Untitled-design-22-360x206.jpg)
2023-04-10
6 FAFSA Mistakes and How to Avoid Them
If you’re interested in applying for federal financial aid for college, you’ll need to complete the Free Application for Federal […]
![gavel in lawyer's office](https://www.elfi.com/wp-content/uploads/2020/03/iStock-1170018697-360x206.jpg)
2023-04-10
Law School Student Loan Refinancing
Law school is expensive, but the silver lining is that you can expect a strong return on investment. Most lawyers […]
![Young black female lawyer standing outside court with cell phone.](https://www.elfi.com/wp-content/uploads/2023/04/iStock-1159407432-360x206.jpg)
2023-04-07
5 Best Places for Lawyers with Student Debt to Live
Although law can be a high-paying and rewarding profession, there’s no getting around it: the necessary education can cause you […]
![Young woman looking at how applying for a mortgage affects credit score.](https://www.elfi.com/wp-content/uploads/2023/03/iStock-1403621137-360x206.jpg)
2023-03-14
How Applying For A Mortgage Affects Your Credit Score
Despite a volatile housing market, many people still dream of becoming a homeowner. According to a recent survey, about 28 […]
![Close up of a woman counting money deciding on financing vs paying cash.](https://www.elfi.com/wp-content/uploads/2023/03/iStock-1414279526-360x206.jpg)
2023-03-14
Financing vs Paying Cash
Last Updated on February 1, 2024 If you have a large emergency fund, it may be tempting to use that […]
![](https://www.elfi.com/wp-content/uploads/2021/11/Side-Hustle-360x206.jpg)
2023-03-14
Filing Taxes From a Side Hustle
Side hustles are a popular way to make extra money, pay down debt, and boost savings. According to a 2022 […]
![Gavel resting on book with scales in the background.](https://www.elfi.com/wp-content/uploads/2023/03/iStock-1294453859-360x206.jpg)
2023-03-13
The Legality of Biden’s Student Loan Forgiveness Plan
In August 2022, millions of student loan borrowers rejoiced when President Biden announced the launch of a new, one-time debt […]